We are a lender not a broker and our loans do not require any security so it's really fast and speedy to apply. All our loans are flexible with repayments weekly or monthly, the choice is yours.

Emergency loans bad credit is your safe refuge for the poor credit loans. Bad credits are questionable from unlike perspectives. Most of the financial lending institutions will be after your credit score, and they are going to make the things pretty nasty.

Being on the bad side of your credit obviously means, you need to pre plan on the borrowing strategies. Bad Credit History is your safe refuge for the no guarantor bad credit loans. We have the finest deals available on the bad credit loans in the United States, available on credible rate of interests.

Responsible Lending

At emergency cash loans we know there is a real requirement to lend in a responsible manner. Besides our Best lending practices that are outlined below we have processes and switches in place to ensure that our customers never borrow more than they can afford to pay back. Find out more

Instant Cash Loans

We will get the cash to you as fast as possible once all the relevant checks have been carried out. 95% of our loans will hit your account within 15 minutes of you digitally signing your Loan Contract. We have designed the borrowing process at At emergency loans USA to be as fast and hassle free as possible, so we won't keep you waiting.

Truthful and See-through

What you see is what you pay with emergency payday loans. We will calculate the cost of the loan including each refund upfront. We have no hidden charges and we do not believe in Admin fees, extension fees or late expense fees. You simply pay for the days you borrow. We feel that it's in both of our interests to treat you fairly, and we ability you will NEVER get a nasty surprise from us.

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Total Flexibility, Affordable

At emergency bad credit loans all you requirement to do is choose the amount you would like to borrow, how long you would like to borrow for, and how many payments you would like to make in that time. You can also choose to repay your installment loan early and you will only be charged interest for the days you've borrowed. Now that's total flexibility.

We have seen how many emergency loan companies trap their customers by having them commit to large one off expenses at the end of the month. As a result we have developed longer term loans with the choice of making smaller, weekly, fortnightly or regular repayments, so our loans will always be affordable.

Personal Touch

All of our customers get allocated a welcoming Customer Care manager. Its there job to for myself manage individual account to make sure you are getting the most out of our service. At emergency loans we do not believe you're just a number and comprehend that everyone has their own personal set of circumstances. We capacity you will always have someone to talk to about any doubt or difficulties you may face.


We know that your circumstances can change unexpectedly from time to time affecting your ability to manage bills and repay credit promises. If this is the case your loan agents will work with you to help resolve any financial difficulty. At emergency loans no credit check we are proud of the bonds many of our customers and finance agents have formed as a result of working together to resolve monetary hardship.

Unlike many other loan offering we do not believe in profiting from you missing loan payments by charging excessive late and allowed fees. We will work with you and give you every chance to repay your loan in a manner that is sustainable to the changes in your conditions.


Although all 1 minute loan applications and individual conditions are considered, we have put in place screening processes to assess all customers' creditworthiness. These will include using credit reference agencies where necessary.

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